Low-cost health insurance for H-2A workforce.
APEX Shield handles the eligibility checks, the paperwork, and the on-site enrollment, so your crew gets real coverage and you get back to running the season.
Why this matters
Your crew's health is a risk you can solve.
- 385K
- H-2A farm jobs certified in 2024 an all-time record
- 29.4%
- of U.S. farmworkers are uninsured nearly 3× the rate for all workers
- #1
- Cost is the single biggest barrier keeping farmworkers from care ahead of language and transportation
- 53B+
- projected U.S. farm labor costs in 2025 coverage protects that investment through retention
Sources: U.S. Department of Labor (2024); U.S. Census Bureau (2024); National Agricultural Workers Survey; American Farm Bureau Federation.
Why APEX Shield
Built for the H-2A workforce.
Real coverage for your crew and nothing on your plate — designed for the way agricultural operations actually run.
Retention you can see.
Crews with real coverage come back. Operators using APEX Shield report stronger season-over-season return rates and fewer last-minute crew gaps — protecting the recruiting investment you've already made.
Real coverage
ACA-compliant plans with clinics, prescriptions, urgent care, and telehealth — not limited-benefit cards workers can't actually use.
Zero paperwork for you
Eligibility, applications, and renewals — handled end-to-end. The employer fills out nothing.
Bilingual, on-site
Every specialist is English/Spanish and enrolls your crew where they already are — the farm, the housing, the packhouse.
CASE STUDY · EBERRY HARVEST COMPANY
A 500-worker crew, fully covered in under two weeks.
"We've tried three other groups over the years. APEX is the first that actually showed up, spoke our crew's language, and finished what they started."
- 500
- Workers enrolled
- 11 days
- From intro call to active coverage
- $0
- Cost to the operation
- 92%
- Used coverage in season one
THE ACA & YOUR CREW
What you need to know about the Affordable Care Act
Most H-2A workers are lawfully present in the U.S. which means they can enroll in coverage through the ACA Health Insurance Marketplace and many qualify for subsidies that lower the cost. Eligibility rules, enrollment windows, and employer obligations can get complicated. APEX Shield helps you understand where the ACA fits alongside the coverage we set up for your crew.
For employers
Real value. At no added cost.
Four reasons growers partner with APEX Shield.
Paperwork, handled
Bilingual specialists run eligibility and enrollment on-site.
Stronger retention
Covered workers miss fewer shifts and come back next season.
Recruiting edge
Stand out to returning H-2A crews without a new line item.
Zero cost to you
Carriers and partner programs compensate us — not you.
What operators and workers say.
"APEX Shield enrolled our entire crew of 38 in under two weeks. The on-site sessions made it painless for everyone."
"For the first time I have real insurance. The team explained everything to me and helped me find a doctor nearby."
"They handle every piece of paperwork and renewal. It feels less like a vendor and more like a partner on our crew."
Common questions from H-2A employers.
Don't see your question? Reach out we'll get back to you within one business day.
Ask a questionGet your crew covered this season.
Share a few details and a senior enrollment specialist will reach out within one business day with a plan tailored to your operation. No cost, no obligation.
Custom plan within 24 hours
Tailored to crew size & season
On-site or virtual enrollment
Bilingual specialists on your schedule
Renewal support every season
Dedicated account manager
Call
(555) 000-0000
Apex.shield@yahoo.com