H-2A employers | FL & GA
Low-cost health insurance
for H-2A workforce.
We handle eligibility, paperwork, and on-site enrollment, so your crew gets real coverage and you get back to the season.
- No cost to you
- 2,418 workers enrolled
Why this matters
Your crew's health is a risk you can solve.
- 385K
- H-2A farm jobs certified in 2024 an all-time record
- 29.4%
- of U.S. farmworkers are uninsured nearly 3× the rate for all workers
- #1
- Cost is the single biggest barrier keeping farmworkers from care ahead of language and transportation
- 53B+
- projected U.S. farm labor costs in 2025 coverage protects that investment through retention
Sources: U.S. Department of Labor (2024); U.S. Census Bureau (2024); National Agricultural Workers Survey; American Farm Bureau Federation.
Case study · Eberry Harvest Company
A 500-worker crew, fully covered in under two weeks.
"We've tried three other groups over the years. APEX is the first that actually showed up, spoke our crew's language, and finished what they started."
Partner result
Administrative support compensation received by Refugio F. at Eberry Harvest Company from February to date.
Compensation is paid only for bona fide administrative services such as paperwork, translation, and coordination. Actual amounts vary by operation.
- 500
- Workers enrolled
- 11 days
- From intro call to active coverage
- $0
- Cost to the operation
- 92%
- Used coverage in season one
Employer incentive program
Get paid for the paperwork you're already doing.
APEX Shield compensates your team for the time spent collecting, translating, and organizing enrollment forms. No extra staff. No added cost to your operation.
Less admin time
Forms distributed, collected, and organized for you.
Fewer missed enrollments
On-site follow-up keeps workers moving through the process.
Clear compliance record
Documented support without adding overhead.
Compensation is for bona fide administrative services only, not based on enrollment outcomes.
For employers
Real value. At no added cost.
Four reasons growers partner with APEX Shield.
Paperwork, handled
Bilingual specialists run eligibility and enrollment on-site.
Stronger retention
Covered workers miss fewer shifts and come back next season.
Recruiting edge
Stand out to returning H-2A crews without a new line item.
Zero cost to you
Carriers and partner programs compensate us. Not you.
The ACA & your crew
What you need to know about the Affordable Care Act
Most H-2A workers are lawfully present in the U.S. which means they can enroll in coverage through the ACA Health Insurance Marketplace and many qualify for subsidies that lower the cost. Eligibility rules, enrollment windows, and employer obligations can get complicated. APEX Shield helps you understand where the ACA fits alongside the coverage we set up for your crew.
How enrollment works
Four steps from first call to covered crew.
A predictable process built around your season, not ours.
- 01
Free consultation
A short call to understand your crew size, housing, and season windows. No cost, no obligation.
- 02
Eligibility check and paperwork
We verify who qualifies and prepare every form. Your team fills out nothing.
- 03
On-site or virtual enrollment
Bilingual specialists enroll workers where they already are, scheduled around your workday.
- 04
Ongoing renewal support
A dedicated account manager handles questions, changes, and renewals season after season.
Proof
What operators and workers say.
"APEX Shield enrolled our entire crew of 38 in under two weeks. The on-site sessions made it painless for everyone."
"For the first time I have real insurance. The team explained everything to me and helped me find a doctor nearby."
"They handle every piece of paperwork and renewal. It feels less like a vendor and more like a partner on our crew."
Common questions from H-2A employers.
Don't see your question? Reach out we'll get back to you within one business day.
Ask a questionGet started
Get your crew covered this season.
Share a few details and a senior enrollment specialist will reach out within one business day with a plan tailored to your operation. No cost, no obligation.
Custom plan within 24 hours
Tailored to crew size & season
On-site or virtual enrollment
Bilingual specialists on your schedule
Renewal support every season
Dedicated account manager
Call
(555) 000-0000
Apex.shield@yahoo.com